[2:12] – How do we talk to members about debt?

[3:22] – How does Nick help our members decide the amount ofstocks and bonds in their portfolio?

[5:29] – How do you help a client find balance in theirportfolio? How does someone know if they are out of balance?

[7:10] – Is there such thing as short-term investments inretirement planning or are we always looking at the long-term?

[8:57] – How often are individuals stressed about the stockmarket when they meet with Nick for the first time?

[11:05] – How do you make sure someone can stay retired?

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